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Workers Feel Ready for Retirement. Their Employers Disagree
- May 9, 2026
- Posted by: August
- Category: Industry Trends
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A new Goldman Sachs Asset Management plan sponsor survey reveals a striking disconnect between how employers view their workforce’s retirement readiness and how workers view themselves. Plan sponsors estimate that only 33% of employees are on track for retirement, while 68% of workers describe themselves as optimistic about their own preparedness — yet 58% of those same workers also believe they will outlive their savings. The survey, which drew on responses from 250 large-plan sponsors and data from more than 5,000 working and retired individuals, points to a retirement system under strain from competing financial priorities, insufficient personalization, and growing demand for guaranteed income options. Plan sponsors are actively rethinking plan design, with a majority considering changes to investment menus, advice services, and lifetime income integration over the next twelve months.
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Schwab Survey Shows Shift Toward Personalized Retirement Income Strategies
- April 9, 2026
- Posted by: August
- Category: Industry Trends
A new Schwab survey highlights a growing shift toward personalized retirement income strategies, as retirees move away from one-size-fits-all approaches. Individuals are increasingly focused on aligning income with their specific spending needs, risk tolerance, and lifestyle goals. The research shows that retirees who take a more tailored approach to income planning report higher confidence and greater clarity around their financial future. As retirement timelines lengthen and financial complexity increases, customization is becoming a key factor in achieving sustainable income. The findings suggest that effective retirement planning is less about following standard rules and more about building a strategy that reflects individual circumstances.