Global Atlantic’s 2026 Retirement Outlook Survey, which polled 1,011 consumers ages 55 to 75 with $250,000 to $2 million in investable assets and 505 financial professionals, finds that first-wave Gen Xers — those now ages 55 to 60 — are entering the final stretch before retirement with significantly more anxiety than Boomers. Twenty-eight percent of Gen Xers said they are extremely or very concerned about having enough income to last their lifetime, double the rate of Boomers at 14%. Nearly half of Gen Xers anticipated returning to work after retirement due to financial concerns, compared with 21% of Boomers. The survey also reveals that 38% of respondents do not have a specific retirement income plan despite all working with a financial professional — and that 69% of consumers are concerned Social Security will not provide full benefits for the rest of their lives. The findings point to a generation navigating a retirement transition without the pension safety net that many previous retirees relied on, at a moment of elevated healthcare costs and economic uncertainty.