A recent survey of retirees highlights a consistent theme: many wish they had focused less on accumulating assets and more on building reliable income streams. Common regrets include starting to save too late, underestimating healthcare expenses, and withdrawing funds without a structured plan. Retirees who reported greater financial confidence tended to have predictable income sources, clear spending frameworks, and a strategy for managing longevity risk. The findings reinforce that retirement readiness is not defined solely by account balances but by how those balances translate into sustainable income. Planning for healthcare, sequencing withdrawals, and aligning income with essential expenses can reduce financial stress and improve long-term confidence.