Guaranteed lifetime income is moving closer to the mainstream inside workplace retirement plans. BlackRock reported continued growth for its LifePath Paycheck solution, reflecting a broader shift: retirees want the confidence of consistent income, not just market exposure. As lifespans extend and retirement timelines span decades, “income durability” becomes the central question. The significance isn’t the product name—it’s what demand signals. Workers and plan sponsors are increasingly exploring structures that can convert part of retirement savings into a predictable income stream, while still allowing flexibility for other needs. For households approaching retirement, the planning takeaway is clear: build an income framework that is designed to last, and coordinate it with your account types and timing decisions.