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BlackRock Survey Reveals Widening Confidence Gap in Retirement Preparedness
- October 17, 2025
- Posted by: August
- Category: Retirement Insights
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BlackRock’s 2025 Read on Retirement® survey highlights a growing disconnect between how confident workplace savers feel about their retirement preparedness and how employers view those same outcomes. While many individuals report feeling on track, plan sponsors express significantly lower confidence, pointing to a widening perception gap. Ongoing inflation, market volatility, and shifting savings behavior continue to shape retirement expectations. These findings underscore the complexity of retirement confidence today and why clarity around income stability and long-term planning remains critical.
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Edward Jones Study Finds Clients More Concerned About Market Volatility
- October 10, 2025
- Posted by: August
- Category: Retirement Insights
Periods of heightened market volatility can create real stress for households—especially when retirement timing and income decisions feel close at hand. A July 2025 Edward Jones study conducted with Cerulli Associates suggests financial advisors are hearing more concern from clients today about market volatility and retirement planning than they did five years ago. At the same time, many advisors report they are generally not recommending major plan changes in response to headlines or short-term uncertainty, reinforcing the value of staying focused on long-term goals. The findings also point to the growing role of financial planning in advisory practices as clients seek clarity amid shifting markets and ongoing wealth transfer conversations.
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What Schwab’s 2025 Modern Wealth Survey Reveals About Financial Comfort
- October 3, 2025
- Posted by: August
- Category: Retirement Insights
Rising living costs are reshaping how Americans think about financial comfort and long-term security. Schwab’s 2025 Modern Wealth Survey shows that many households believe it now takes more money to feel financially comfortable than it did a year ago. At the same time, definitions of wealth are shifting away from net worth alone and toward stability, flexibility, and peace of mind. These findings highlight why financial confidence increasingly depends on clarity and planning rather than account balances alone, particularly in an environment shaped by inflation and economic uncertainty.
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Key Insights from J.P. Morgan’s 2025 Guide to Retirement
- September 26, 2025
- Posted by: August
- Category: Retirement Insights
Americans approaching retirement are navigating a planning environment shaped by longer life expectancies, persistent inflation pressures, and ongoing market uncertainty. J.P. Morgan’s 2025 Guide to Retirement highlights how spending patterns often change throughout retirement rather than remaining consistent year to year. Early retirement years may involve higher discretionary spending, while later stages often bring increased healthcare and support costs. The guide also emphasizes how market performance early in retirement can influence long-term outcomes, particularly when withdrawals occur during periods of volatility. Together, these findings illustrate why retirement income planning increasingly requires flexibility, coordination, and a long-term perspective.
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